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MultiAccess or TelMed (CallMed) — Neuchâtel

Neuchâtel: with Sanitas, MultiAccess costs CHF 624.70 a month in 2026 and TelMed (CallMed) CHF 638.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 164.40 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (CallMed)Gap per year
300CHF 624.70CHF 638.40CHF 164.40
500CHF 613.10CHF 626.80CHF 164.40
1'000CHF 583.90CHF 597.60CHF 164.40
1'500CHF 554.70CHF 568.40CHF 164.40
2'000CHF 525.60CHF 539.30CHF 164.40
2'500CHF 496.40CHF 510.10CHF 164.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.