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MultiAccess or TelMed (CallMed) — Uri

Uri: with Sanitas, MultiAccess costs CHF 422.70 a month in 2026 and TelMed (CallMed) CHF 432.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 111.60 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (CallMed)Gap per year
300CHF 422.70CHF 432.00CHF 111.60
500CHF 411.10CHF 420.40CHF 111.60
1'000CHF 381.90CHF 391.20CHF 111.60
1'500CHF 352.70CHF 362.00CHF 111.60
2'000CHF 323.60CHF 332.90CHF 111.60
2'500CHF 294.40CHF 303.70CHF 111.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.