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MultiAccess or TelMed (CallMed) — Region 1, Valais

Region 1, Valais: with Sanitas, MultiAccess costs CHF 509.60 a month in 2026 and TelMed (CallMed) CHF 520.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

MultiAccess is the cheaper of the two here: CHF 134.40 saved per year against TelMed (CallMed), for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (CallMed) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (CallMed)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (CallMed)Gap per year
300CHF 509.60CHF 520.80CHF 134.40
500CHF 498.00CHF 509.20CHF 134.40
1'000CHF 468.80CHF 480.00CHF 134.40
1'500CHF 439.60CHF 450.80CHF 134.40
2'000CHF 410.50CHF 421.70CHF 134.40
2'500CHF 381.30CHF 392.50CHF 134.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.