Hausarzt or Telmed — Aargau
Aargau: with Sumiswalder, Hausarzt costs CHF 485.80 a month in 2026 and Telmed CHF 485.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Hausarzt and Telmed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Hausarzt is a "Family doctor" model. Telmed is a "Telemedicine and others" model.
The price at every deductible
| Deductible | Hausarzt | Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 485.80 | CHF 485.80 | — |
| 500 | CHF 475.00 | CHF 475.00 | — |
| 1'000 | CHF 448.20 | CHF 448.20 | — |
| 1'500 | CHF 421.40 | CHF 421.40 | — |
| 2'000 | CHF 394.60 | CHF 394.60 | — |
| 2'500 | CHF 367.80 | CHF 367.80 | — |
The comparison, region by region
- Hausarzt or Telmed?
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.