Sumiswalder Telmed
Telmed is the "Telemedicine and others" model from Sumiswalder. It is offered across 35 premium regions, where the adult premium with a CHF 300 deductible runs from CHF 408.10 to CHF 696.90 a month in 2026.
You call a medical service before any consultation, or follow another pathway set by the insurer.
What it saves
On average, Telmed costs CHF 514.29 less per year than Sumiswalder's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The price, region by region
35 premium regions, across 21 cantons.
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
“Telmed” exists elsewhere too
3 other insurers sell a model with exactly this name. The product looks alike; the price does not.
Depending on the brand, the cheapest premium ranges from CHF 419.10 to CHF 521.50 a month. The footprints differ: the “regions” column shows how many each operates in, and a brand present everywhere necessarily reaches cheaper regions.
| Insurer | Cheapest | Regions |
|---|---|---|
| Visperterminen | CHF 419.10 | 1 |
| sodalis | CHF 451.50 | 5 |
| Birchmeier | CHF 521.50 | 1 |
Sumiswalder: this model against the others
Other models from Sumiswalder
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.