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Hausarzt or Telmed — Region 2, Valais

Region 2, Valais: with Sumiswalder, Hausarzt costs CHF 456.50 a month in 2026 and Telmed CHF 456.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here Hausarzt and Telmed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

Hausarzt is a "Family doctor" model. Telmed is a "Telemedicine and others" model.

  • Hausarzt

    Family doctor

    You pick a family doctor and always go to them first.

  • Telmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleHausarztTelmedGap per year
300CHF 456.50CHF 456.50
500CHF 445.80CHF 445.80
1'000CHF 418.90CHF 418.90
1'500CHF 392.10CHF 392.10
2'000CHF 365.30CHF 365.30
2'500CHF 338.60CHF 338.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.