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Hausarzt or Telmed — Schwyz

Schwyz: with Sumiswalder, Hausarzt costs CHF 457.10 a month in 2026 and Telmed CHF 457.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here Hausarzt and Telmed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

Hausarzt is a "Family doctor" model. Telmed is a "Telemedicine and others" model.

  • Hausarzt

    Family doctor

    You pick a family doctor and always go to them first.

  • Telmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleHausarztTelmedGap per year
300CHF 457.10CHF 457.10
500CHF 446.30CHF 446.30
1'000CHF 419.50CHF 419.50
1'500CHF 392.70CHF 392.70
2'000CHF 365.90CHF 365.90
2'500CHF 339.10CHF 339.10

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.