FAVORIT BESTCARE or FAVORIT CASA — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with SWICA, FAVORIT BESTCARE costs CHF 459.90 a month in 2026 and FAVORIT CASA CHF 470.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 127.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT CASA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT CASA | Gap per year |
|---|---|---|---|
| 300 | CHF 459.90 | CHF 470.50 | CHF 127.20 |
| 500 | CHF 448.30 | CHF 458.80 | CHF 126.00 |
| 1'000 | CHF 435.00 | CHF 435.00 | — |
| 1'500 | CHF 421.60 | CHF 405.80 | CHF 189.60 |
| 2'000 | CHF 408.30 | CHF 376.60 | CHF 380.40 |
| 2'500 | CHF 379.20 | CHF 347.50 | CHF 380.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.