FAVORIT BESTCARE or FAVORIT CASA — Region 1, St. Gallen
Region 1, St. Gallen: with SWICA, FAVORIT BESTCARE costs CHF 506.20 a month in 2026 and FAVORIT CASA CHF 514.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 104.40 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT CASA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT CASA | Gap per year |
|---|---|---|---|
| 300 | CHF 506.20 | CHF 514.90 | CHF 104.40 |
| 500 | CHF 494.50 | CHF 503.30 | CHF 105.60 |
| 1'000 | CHF 482.80 | CHF 479.90 | CHF 34.80 |
| 1'500 | CHF 471.10 | CHF 450.80 | CHF 243.60 |
| 2'000 | CHF 459.40 | CHF 421.60 | CHF 453.60 |
| 2'500 | CHF 430.20 | CHF 392.40 | CHF 453.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.