FAVORIT BESTCARE or FAVORIT CASA — Region 3, St. Gallen
Region 3, St. Gallen: with SWICA, FAVORIT BESTCARE costs CHF 442.80 a month in 2026 and FAVORIT CASA CHF 450.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 91.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT CASA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT CASA | Gap per year |
|---|---|---|---|
| 300 | CHF 442.80 | CHF 450.40 | CHF 91.20 |
| 500 | CHF 431.10 | CHF 438.80 | CHF 92.40 |
| 1'000 | CHF 417.20 | CHF 414.70 | CHF 30.00 |
| 1'500 | CHF 403.30 | CHF 385.50 | CHF 213.60 |
| 2'000 | CHF 389.40 | CHF 356.30 | CHF 397.20 |
| 2'500 | CHF 360.30 | CHF 327.20 | CHF 397.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.