FAVORIT BESTCARE or FAVORIT CASA — Region 3, Zurich
Region 3, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 472.90 a month in 2026 and FAVORIT CASA CHF 490.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 212.40 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT CASA is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT CASA | Gap per year |
|---|---|---|---|
| 300 | CHF 472.90 | CHF 490.60 | CHF 212.40 |
| 500 | CHF 461.20 | CHF 478.90 | CHF 212.40 |
| 1'000 | CHF 448.40 | CHF 455.20 | CHF 81.60 |
| 1'500 | CHF 435.50 | CHF 426.00 | CHF 114.00 |
| 2'000 | CHF 422.60 | CHF 396.80 | CHF 309.60 |
| 2'500 | CHF 393.50 | CHF 367.70 | CHF 309.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.