FAVORIT BESTCARE or FAVORIT MEDPHARM — Region 1, Vaud
Region 1, Vaud: with SWICA, FAVORIT BESTCARE costs CHF 632.50 a month in 2026 and FAVORIT MEDPHARM CHF 585.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MEDPHARM is the cheaper of the two here: CHF 566.40 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDPHARM is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 632.50 | CHF 585.30 | CHF 566.40 |
| 500 | CHF 620.90 | CHF 573.60 | CHF 567.60 |
| 1'000 | CHF 613.50 | CHF 551.70 | CHF 741.60 |
| 1'500 | CHF 606.20 | CHF 522.60 | CHF 1'003.20 |
| 2'000 | CHF 598.80 | CHF 486.10 | CHF 1'352.40 |
| 2'500 | CHF 569.60 | CHF 457.00 | CHF 1'351.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.