FAVORIT BESTCARE or FAVORIT MEDPHARM — Region 1, Zurich
Region 1, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 568.40 a month in 2026 and FAVORIT MEDPHARM CHF 565.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MEDPHARM is the cheaper of the two here: CHF 38.40 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDPHARM is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 568.40 | CHF 565.20 | CHF 38.40 |
| 500 | CHF 556.80 | CHF 553.50 | CHF 39.60 |
| 1'000 | CHF 547.20 | CHF 530.90 | CHF 195.60 |
| 1'500 | CHF 537.60 | CHF 501.70 | CHF 430.80 |
| 2'000 | CHF 528.10 | CHF 466.00 | CHF 745.20 |
| 2'500 | CHF 498.90 | CHF 436.80 | CHF 745.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.