FAVORIT BESTCARE or FAVORIT MEDPHARM — Region 2, Zurich
Region 2, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 513.20 a month in 2026 and FAVORIT MEDPHARM CHF 511.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MEDPHARM is the cheaper of the two here: CHF 18.00 saved per year against FAVORIT BESTCARE, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDPHARM is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 513.20 | CHF 511.70 | CHF 18.00 |
| 500 | CHF 501.50 | CHF 500.10 | CHF 16.80 |
| 1'000 | CHF 489.80 | CHF 476.70 | CHF 157.20 |
| 1'500 | CHF 478.20 | CHF 447.60 | CHF 367.20 |
| 2'000 | CHF 466.50 | CHF 412.60 | CHF 646.80 |
| 2'500 | CHF 437.30 | CHF 383.40 | CHF 646.80 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.