FAVORIT BESTCARE or FAVORIT MEDPHARM — Region 3, Zurich
Region 3, Zurich: with SWICA, FAVORIT BESTCARE costs CHF 472.90 a month in 2026 and FAVORIT MEDPHARM CHF 478.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT BESTCARE is the cheaper of the two here: CHF 64.80 saved per year against FAVORIT MEDPHARM, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT BESTCARE is a "Group practice (HMO)" model. FAVORIT MEDPHARM is a "Family doctor" model.
- FAVORIT BESTCARE
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT BESTCARE | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 472.90 | CHF 478.30 | CHF 64.80 |
| 500 | CHF 461.20 | CHF 466.70 | CHF 66.00 |
| 1'000 | CHF 448.40 | CHF 442.90 | CHF 66.00 |
| 1'500 | CHF 435.50 | CHF 413.80 | CHF 260.40 |
| 2'000 | CHF 422.60 | CHF 379.20 | CHF 520.80 |
| 2'500 | CHF 393.50 | CHF 350.00 | CHF 522.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.