FAVORIT CASA or FAVORIT MEDPHARM — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with SWICA, FAVORIT CASA costs CHF 470.50 a month in 2026 and FAVORIT MEDPHARM CHF 467.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MEDPHARM is the cheaper of the two here: CHF 31.20 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 470.50 | CHF 467.90 | CHF 31.20 |
| 500 | CHF 458.80 | CHF 456.20 | CHF 31.20 |
| 1'000 | CHF 435.00 | CHF 432.30 | CHF 32.40 |
| 1'500 | CHF 405.80 | CHF 403.10 | CHF 32.40 |
| 2'000 | CHF 376.60 | CHF 368.70 | CHF 94.80 |
| 2'500 | CHF 347.50 | CHF 339.50 | CHF 96.00 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MEDPHARM?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.