FAVORIT CASA or FAVORIT MEDPHARM — Region 3, St. Gallen
Region 3, St. Gallen: with SWICA, FAVORIT CASA costs CHF 450.40 a month in 2026 and FAVORIT MEDPHARM CHF 446.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT MEDPHARM is the cheaper of the two here: CHF 45.60 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 450.40 | CHF 446.60 | CHF 45.60 |
| 500 | CHF 438.80 | CHF 434.90 | CHF 46.80 |
| 1'000 | CHF 414.70 | CHF 410.90 | CHF 45.60 |
| 1'500 | CHF 385.50 | CHF 381.70 | CHF 45.60 |
| 2'000 | CHF 356.30 | CHF 347.40 | CHF 106.80 |
| 2'500 | CHF 327.20 | CHF 318.30 | CHF 106.80 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MEDPHARM?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.