FAVORIT CASA or FAVORIT MEDPHARM — Region 1, Lucerne
Region 1, Lucerne: with SWICA, FAVORIT CASA costs CHF 505.40 a month in 2026 and FAVORIT MEDPHARM CHF 514.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FAVORIT CASA is the cheaper of the two here: CHF 104.40 saved per year against FAVORIT MEDPHARM, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FAVORIT CASA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- FAVORIT CASA
Family doctor
You pick a family doctor and always go to them first.
- FAVORIT MEDPHARM
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | FAVORIT CASA | FAVORIT MEDPHARM | Gap per year |
|---|---|---|---|
| 300 | CHF 505.40 | CHF 514.10 | CHF 104.40 |
| 500 | CHF 493.80 | CHF 502.50 | CHF 104.40 |
| 1'000 | CHF 470.40 | CHF 479.10 | CHF 104.40 |
| 1'500 | CHF 441.20 | CHF 450.00 | CHF 105.60 |
| 2'000 | CHF 412.10 | CHF 415.00 | CHF 34.80 |
| 2'500 | CHF 382.90 | CHF 385.80 | CHF 34.80 |
The comparison, region by region
- FAVORIT CASA or FAVORIT MEDPHARM?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.