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FAVORIT CASA or FAVORIT MEDPHARM — Appenzell Innerrhoden

Appenzell Innerrhoden: with SWICA, FAVORIT CASA costs CHF 391.60 a month in 2026 and FAVORIT MEDPHARM CHF 389.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FAVORIT MEDPHARM is the cheaper of the two here: CHF 26.40 saved per year against FAVORIT CASA, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FAVORIT CASA and FAVORIT MEDPHARM are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FAVORIT CASA

    Family doctor

    You pick a family doctor and always go to them first.

  • FAVORIT MEDPHARM

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleFAVORIT CASAFAVORIT MEDPHARMGap per year
300CHF 391.60CHF 389.40CHF 26.40
500CHF 379.90CHF 377.70CHF 26.40
1'000CHF 355.10CHF 352.90CHF 26.40
1'500CHF 326.00CHF 323.80CHF 26.40
2'000CHF 296.80CHF 290.20CHF 79.20
2'500CHF 267.60CHF 261.00CHF 79.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.