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Combi Care or Tel Care — Region 2, Fribourg

Region 2, Fribourg: with Visana, Combi Care costs CHF 465.70 a month in 2026 and Tel Care CHF 474.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 102.00 saved per year against Tel Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Care are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel CareGap per year
300CHF 465.70CHF 474.20CHF 102.00
500CHF 459.10CHF 467.60CHF 102.00
1'000CHF 424.90CHF 433.40CHF 102.00
1'500CHF 395.70CHF 404.20CHF 102.00
2'000CHF 366.60CHF 375.10CHF 102.00
2'500CHF 337.40CHF 345.90CHF 102.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.