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Sophie

Combi Care or Tel Care — Region 1, Ticino

Region 1, Ticino: with Visana, Combi Care costs CHF 737.90 a month in 2026 and Tel Care CHF 721.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Care is the cheaper of the two here: CHF 196.80 saved per year against Combi Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Care are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel CareGap per year
300CHF 737.90CHF 721.50CHF 196.80
500CHF 731.20CHF 714.80CHF 196.80
1'000CHF 697.00CHF 680.60CHF 196.80
1'500CHF 667.90CHF 651.50CHF 196.80
2'000CHF 638.70CHF 622.30CHF 196.80
2'500CHF 609.50CHF 593.10CHF 196.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.