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Combi Care or Tel Care — Region 1, Grisons

Region 1, Grisons: with Visana, Combi Care costs CHF 539.10 a month in 2026 and Tel Care CHF 520.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Care is the cheaper of the two here: CHF 219.60 saved per year against Combi Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Care are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel CareGap per year
300CHF 539.10CHF 520.80CHF 219.60
500CHF 532.50CHF 514.10CHF 220.80
1'000CHF 498.30CHF 479.90CHF 220.80
1'500CHF 469.10CHF 450.80CHF 219.60
2'000CHF 440.00CHF 421.60CHF 220.80
2'500CHF 410.80CHF 392.40CHF 220.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.