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Combi Care or Tel Care — Region 2, Grisons

Region 2, Grisons: with Visana, Combi Care costs CHF 507.40 a month in 2026 and Tel Care CHF 490.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Care is the cheaper of the two here: CHF 207.60 saved per year against Combi Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Care are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel CareGap per year
300CHF 507.40CHF 490.10CHF 207.60
500CHF 500.70CHF 483.40CHF 207.60
1'000CHF 466.50CHF 449.30CHF 206.40
1'500CHF 437.40CHF 420.10CHF 207.60
2'000CHF 408.20CHF 390.90CHF 207.60
2'500CHF 379.00CHF 361.80CHF 206.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.