Managed Care or VIVA – plan de santé?
Visana offers both: Managed Care and VIVA – plan de santé. They are available together in 6 premium regions, and the cheaper of the two is not the same everywhere.
The cheaper one is not the same everywhere
Across 6 premium regions where both are offered, Managed Care is cheaper in 0 and VIVA – plan de santé in 6. The average gap between them is CHF 493.60 a year.
The gap is widest in Neuchâtel: CHF 894.00 a year.
What you accept in each case
Managed Care and VIVA – plan de santé are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.