Managed Care or VIVA – plan de santé — Neuchâtel
Neuchâtel: with Visana, Managed Care costs CHF 628.70 a month in 2026 and VIVA – plan de santé CHF 554.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 894.00 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care and VIVA – plan de santé are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Managed Care | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 628.70 | CHF 554.20 | CHF 894.00 |
| 500 | CHF 622.00 | CHF 547.60 | CHF 892.80 |
| 1'000 | CHF 587.90 | CHF 534.20 | CHF 644.40 |
| 1'500 | CHF 558.70 | CHF 505.00 | CHF 644.40 |
| 2'000 | CHF 529.50 | CHF 492.50 | CHF 444.00 |
| 2'500 | CHF 500.40 | CHF 463.30 | CHF 445.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.