Managed Care or VIVA – plan de santé — Region 1, Bern
Region 1, Bern: with Visana, Managed Care costs CHF 592.00 a month in 2026 and VIVA – plan de santé CHF 540.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 622.80 saved per year against Managed Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care and VIVA – plan de santé are both "Group practice (HMO)" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
Careful: one of these two models covers only a list of municipalities in this region. Check that yours is on it before choosing.
The price at every deductible
| Deductible | Managed Care | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 592.00 | CHF 540.10 | CHF 622.80 |
| 500 | CHF 585.30 | CHF 533.50 | CHF 621.60 |
| 1'000 | CHF 551.10 | CHF 502.00 | CHF 589.20 |
| 1'500 | CHF 522.00 | CHF 472.80 | CHF 590.40 |
| 2'000 | CHF 492.80 | CHF 446.30 | CHF 558.00 |
| 2'500 | CHF 463.60 | CHF 417.10 | CHF 558.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.