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Tel Care or Visana Tel Doc — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with Visana, Tel Care costs CHF 500.50 a month in 2026 and Visana Tel Doc CHF 500.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here Tel Care and Visana Tel Doc cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

Tel Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Tel Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleTel CareVisana Tel DocGap per year
300CHF 500.50CHF 500.50
500CHF 493.80CHF 493.80
1'000CHF 459.70CHF 459.70
1'500CHF 430.50CHF 430.50
2'000CHF 401.30CHF 401.30
2'500CHF 372.20CHF 372.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.