Tel Care or Visana Tel Doc — Region 2, Lucerne
Region 2, Lucerne: with Visana, Tel Care costs CHF 493.70 a month in 2026 and Visana Tel Doc CHF 493.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Tel Care and Visana Tel Doc cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Tel Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Visana Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Tel Care | Visana Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 493.70 | CHF 493.70 | — |
| 500 | CHF 487.10 | CHF 487.10 | — |
| 1'000 | CHF 452.90 | CHF 452.90 | — |
| 1'500 | CHF 423.70 | CHF 423.70 | — |
| 2'000 | CHF 394.60 | CHF 394.60 | — |
| 2'500 | CHF 365.40 | CHF 365.40 | — |
The comparison, region by region
- Tel Care or Visana Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.