Tel Care or Visana Tel Doc — Region 3, Bern
Region 3, Bern: with Visana, Tel Care costs CHF 490.20 a month in 2026 and Visana Tel Doc CHF 480.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Visana Tel Doc is the cheaper of the two here: CHF 114.00 saved per year against Tel Care, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Tel Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Visana Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Tel Care | Visana Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 490.20 | CHF 480.70 | CHF 114.00 |
| 500 | CHF 483.50 | CHF 474.00 | CHF 114.00 |
| 1'000 | CHF 449.40 | CHF 439.90 | CHF 114.00 |
| 1'500 | CHF 420.20 | CHF 410.70 | CHF 114.00 |
| 2'000 | CHF 391.00 | CHF 381.50 | CHF 114.00 |
| 2'500 | CHF 361.90 | CHF 352.40 | CHF 114.00 |
The comparison, region by region
- Tel Care or Visana Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.