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Tel Care or Visana Tel Doc — Appenzell Innerrhoden

Appenzell Innerrhoden: with Visana, Tel Care costs CHF 409.20 a month in 2026 and Visana Tel Doc CHF 423.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Care is the cheaper of the two here: CHF 171.60 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Tel Care and Visana Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Tel Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleTel CareVisana Tel DocGap per year
300CHF 409.20CHF 423.50CHF 171.60
500CHF 402.60CHF 416.80CHF 170.40
1'000CHF 368.40CHF 382.70CHF 171.60
1'500CHF 339.20CHF 353.50CHF 171.60
2'000CHF 310.10CHF 324.30CHF 170.40
2'500CHF 280.90CHF 295.20CHF 171.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.