Visana VIVA – plan de santé — Region 2, Bern

Name: Visana VIVA – plan de santé — Region 2, Bern
Brand: Visana
Price: 493.6 CHF

Region 2, Bern: the VIVA – plan de santé model from Visana costs CHF 493.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 493.60, VIVA – plan de santé is the lowest premium in this region, across every insurer and every model.

On average, VIVA – plan de santé costs CHF 1'126.80 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

Careful: this model does not cover the whole region

VIVA – plan de santé is offered in only 56 municipalities of this premium region. Moving a few kilometres can push you out — and nobody will warn you.

The full grid

Adult (26 and over)

Deductible	With accident	Without accident
300	CHF 493.60	CHF 461.30
500	CHF 486.90	CHF 455.10
1'000	CHF 453.90	CHF 424.20
1'500	CHF 424.70	CHF 397.00
2'000	CHF 396.70	CHF 370.80
2'500	CHF 367.60	CHF 343.60

Young adult (19–25)

Deductible	With accident	Without accident
300	CHF 357.30	CHF 334.00
500	CHF 350.60	CHF 327.70
1'000	CHF 317.30	CHF 296.60
1'500	CHF 288.10	CHF 269.30
2'000	CHF 259.80	CHF 242.80
2'500	CHF 230.60	CHF 215.60

Child (0–18)

Deductible	With accident	Without accident
0	CHF 115.20	CHF 107.70
100	CHF 109.40	CHF 102.30
200	CHF 106.40	CHF 99.50
300	CHF 100.60	CHF 94.00
400	CHF 97.40	CHF 91.10
500	CHF 91.60	CHF 85.60
600	CHF 85.70	CHF 80.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer Visana VIVA – plan de santé

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.