Visana VIVA – plan de santé — Region 3, Bern

Name: Visana VIVA – plan de santé — Region 3, Bern
Brand: Visana
Price: 465.5 CHF

Region 3, Bern: the VIVA – plan de santé model from Visana costs CHF 465.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 465.50, VIVA – plan de santé is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, VIVA – plan de santé costs CHF 924.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

Careful: this model does not cover the whole region

VIVA – plan de santé is offered in only 19 municipalities of this premium region. Moving a few kilometres can push you out — and nobody will warn you.

The full grid

Adult (26 and over)

Deductible	With accident	Without accident
300	CHF 465.50	CHF 435.10
500	CHF 458.90	CHF 428.90
1'000	CHF 425.80	CHF 397.90
1'500	CHF 396.60	CHF 370.70
2'000	CHF 368.50	CHF 344.40
2'500	CHF 339.40	CHF 317.20

Young adult (19–25)

Deductible	With accident	Without accident
300	CHF 331.10	CHF 309.50
500	CHF 324.40	CHF 303.20
1'000	CHF 298.70	CHF 279.20
1'500	CHF 269.60	CHF 252.00
2'000	CHF 248.10	CHF 231.90
2'500	CHF 219.00	CHF 204.70

Child (0–18)

Deductible	With accident	Without accident
0	CHF 109.70	CHF 102.50
100	CHF 103.90	CHF 97.10
200	CHF 101.90	CHF 95.30
300	CHF 96.10	CHF 89.80
400	CHF 94.20	CHF 88.00
500	CHF 88.30	CHF 82.60
600	CHF 82.50	CHF 77.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer Visana VIVA – plan de santé

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.