Visana VIVA – plan de santé — Neuchâtel
Neuchâtel: the VIVA – plan de santé model from Visana costs CHF 554.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 554.20, VIVA – plan de santé is the lowest premium in this region, across every insurer and every model.
On average, VIVA – plan de santé costs CHF 1'662.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 554.20 | CHF 518.00 |
| 500 | CHF 547.60 | CHF 511.80 |
| 1'000 | CHF 534.20 | CHF 499.30 |
| 1'500 | CHF 505.00 | CHF 472.00 |
| 2'000 | CHF 492.50 | CHF 460.30 |
| 2'500 | CHF 463.30 | CHF 433.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 429.10 | CHF 401.00 |
| 500 | CHF 422.40 | CHF 394.80 |
| 1'000 | CHF 404.30 | CHF 377.90 |
| 1'500 | CHF 375.10 | CHF 350.60 |
| 2'000 | CHF 361.00 | CHF 337.40 |
| 2'500 | CHF 331.80 | CHF 310.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.30 | CHF 124.60 |
| 100 | CHF 127.50 | CHF 119.20 |
| 200 | CHF 126.60 | CHF 118.40 |
| 300 | CHF 120.80 | CHF 112.90 |
| 400 | CHF 119.60 | CHF 111.80 |
| 500 | CHF 113.80 | CHF 106.40 |
| 600 | CHF 108.00 | CHF 100.90 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.