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Vivao Sympany callmed 24 — Region 2, Fribourg

Region 2, Fribourg: the callmed 24 model from Vivao Sympany costs CHF 492.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 492.20, callmed 24 is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, callmed 24 costs CHF 729.60 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 492.20CHF 457.80
500CHF 480.60CHF 447.00
1'000CHF 451.40CHF 419.90
1'500CHF 422.20CHF 392.70
2'000CHF 393.10CHF 365.60
2'500CHF 363.90CHF 338.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 359.30CHF 334.20
500CHF 347.70CHF 323.40
1'000CHF 318.50CHF 296.30
1'500CHF 289.30CHF 269.10
2'000CHF 260.20CHF 242.00
2'500CHF 231.00CHF 214.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 145.20CHF 135.10
200CHF 133.60CHF 124.30
400CHF 121.90CHF 113.40
600CHF 110.20CHF 102.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.