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Vivao Sympany callmed 24 — Obwalden

Obwalden: the callmed 24 model from Vivao Sympany costs CHF 444.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 444.20, callmed 24 is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, callmed 24 costs CHF 657.60 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 444.20CHF 413.20
500CHF 432.50CHF 402.30
1'000CHF 403.30CHF 375.10
1'500CHF 374.20CHF 348.10
2'000CHF 345.00CHF 320.90
2'500CHF 315.80CHF 293.70

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 324.30CHF 301.60
500CHF 312.60CHF 290.80
1'000CHF 283.40CHF 263.60
1'500CHF 254.30CHF 236.50
2'000CHF 225.10CHF 209.40
2'500CHF 195.90CHF 182.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 131.10CHF 122.00
200CHF 119.40CHF 111.10
400CHF 107.70CHF 100.20
600CHF 96.10CHF 89.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.