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Vivao Sympany callmed 24 — Region 1, Schaffhausen

Region 1, Schaffhausen: the callmed 24 model from Vivao Sympany costs CHF 523.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 523.30, callmed 24 is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, callmed 24 costs CHF 620.40 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 523.30CHF 486.70
500CHF 511.60CHF 475.80
1'000CHF 482.50CHF 448.80
1'500CHF 453.30CHF 421.60
2'000CHF 424.10CHF 394.50
2'500CHF 395.00CHF 367.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 382.00CHF 355.30
500CHF 370.40CHF 344.50
1'000CHF 341.20CHF 317.40
1'500CHF 312.00CHF 290.20
2'000CHF 282.90CHF 263.10
2'500CHF 253.70CHF 236.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 154.40CHF 143.60
200CHF 142.70CHF 132.80
400CHF 131.10CHF 122.00
600CHF 119.40CHF 111.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.