Vivao Sympany callmed 24 — Region 3, St. Gallen
Region 3, St. Gallen: the callmed 24 model from Vivao Sympany costs CHF 464.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 464.70, callmed 24 is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, callmed 24 costs CHF 723.60 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 464.70 | CHF 432.20 |
| 500 | CHF 453.00 | CHF 421.30 |
| 1'000 | CHF 423.80 | CHF 394.20 |
| 1'500 | CHF 394.70 | CHF 367.10 |
| 2'000 | CHF 365.50 | CHF 340.00 |
| 2'500 | CHF 336.30 | CHF 312.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 339.20 | CHF 315.50 |
| 500 | CHF 327.60 | CHF 304.70 |
| 1'000 | CHF 298.40 | CHF 277.60 |
| 1'500 | CHF 269.20 | CHF 250.40 |
| 2'000 | CHF 240.10 | CHF 223.30 |
| 2'500 | CHF 210.90 | CHF 196.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 137.10 | CHF 127.60 |
| 200 | CHF 125.40 | CHF 116.70 |
| 400 | CHF 113.80 | CHF 105.90 |
| 600 | CHF 102.10 | CHF 95.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.