Vivao Sympany casamed pharm — Appenzell Innerrhoden
Appenzell Innerrhoden: the casamed pharm model from Vivao Sympany costs CHF 368.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 368.80, casamed pharm is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, casamed pharm costs CHF 602.40 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 368.80 | CHF 343.00 |
| 500 | CHF 357.10 | CHF 332.20 |
| 1'000 | CHF 327.90 | CHF 305.00 |
| 1'500 | CHF 298.80 | CHF 277.90 |
| 2'000 | CHF 269.60 | CHF 250.80 |
| 2'500 | CHF 240.40 | CHF 223.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 269.20 | CHF 250.40 |
| 500 | CHF 257.50 | CHF 239.50 |
| 1'000 | CHF 228.40 | CHF 212.50 |
| 1'500 | CHF 199.20 | CHF 185.30 |
| 2'000 | CHF 170.00 | CHF 158.10 |
| 2'500 | CHF 164.50 | CHF 153.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.80 | CHF 101.20 |
| 200 | CHF 97.20 | CHF 90.40 |
| 400 | CHF 85.50 | CHF 79.60 |
| 600 | CHF 73.80 | CHF 68.70 |
The price, region by region
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.