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Vivao Sympany casamed pharm — Nidwalden

Nidwalden: the casamed pharm model from Vivao Sympany costs CHF 413.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 413.00, casamed pharm is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.

On average, casamed pharm costs CHF 612.00 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 413.00CHF 384.10
500CHF 401.30CHF 373.30
1'000CHF 372.20CHF 346.20
1'500CHF 343.00CHF 319.00
2'000CHF 313.80CHF 291.90
2'500CHF 284.70CHF 264.80

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 301.50CHF 280.40
500CHF 289.80CHF 269.60
1'000CHF 260.70CHF 242.50
1'500CHF 231.50CHF 215.30
2'000CHF 202.30CHF 188.20
2'500CHF 182.20CHF 169.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 121.90CHF 113.40
200CHF 110.20CHF 102.50
400CHF 98.50CHF 91.70
600CHF 86.90CHF 80.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.