Vivao Sympany casamed pharm — Nidwalden
Nidwalden: the casamed pharm model from Vivao Sympany costs CHF 413.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 413.00, casamed pharm is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, casamed pharm costs CHF 612.00 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 413.00 | CHF 384.10 |
| 500 | CHF 401.30 | CHF 373.30 |
| 1'000 | CHF 372.20 | CHF 346.20 |
| 1'500 | CHF 343.00 | CHF 319.00 |
| 2'000 | CHF 313.80 | CHF 291.90 |
| 2'500 | CHF 284.70 | CHF 264.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 301.50 | CHF 280.40 |
| 500 | CHF 289.80 | CHF 269.60 |
| 1'000 | CHF 260.70 | CHF 242.50 |
| 1'500 | CHF 231.50 | CHF 215.30 |
| 2'000 | CHF 202.30 | CHF 188.20 |
| 2'500 | CHF 182.20 | CHF 169.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.90 | CHF 113.40 |
| 200 | CHF 110.20 | CHF 102.50 |
| 400 | CHF 98.50 | CHF 91.70 |
| 600 | CHF 86.90 | CHF 80.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.