Vivao Sympany casamed pharm — Region 1, Grisons
Region 1, Grisons: the casamed pharm model from Vivao Sympany costs CHF 512.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.20, casamed pharm is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, casamed pharm costs CHF 837.60 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.20 | CHF 476.40 |
| 500 | CHF 500.50 | CHF 465.50 |
| 1'000 | CHF 471.40 | CHF 438.50 |
| 1'500 | CHF 442.20 | CHF 411.30 |
| 2'000 | CHF 413.00 | CHF 384.10 |
| 2'500 | CHF 383.90 | CHF 357.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 373.90 | CHF 347.80 |
| 500 | CHF 362.30 | CHF 337.00 |
| 1'000 | CHF 333.10 | CHF 309.80 |
| 1'500 | CHF 303.90 | CHF 282.70 |
| 2'000 | CHF 274.80 | CHF 255.60 |
| 2'500 | CHF 245.60 | CHF 228.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 151.10 | CHF 140.60 |
| 200 | CHF 139.50 | CHF 129.80 |
| 400 | CHF 127.80 | CHF 118.90 |
| 600 | CHF 116.10 | CHF 108.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.