Vivao Sympany casamed pharm — Neuchâtel
Neuchâtel: the casamed pharm model from Vivao Sympany costs CHF 714.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 714.60, casamed pharm is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, casamed pharm costs CHF 952.80 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 714.60 | CHF 664.60 |
| 500 | CHF 703.00 | CHF 653.80 |
| 1'000 | CHF 673.80 | CHF 626.70 |
| 1'500 | CHF 644.60 | CHF 599.50 |
| 2'000 | CHF 615.50 | CHF 572.50 |
| 2'500 | CHF 586.30 | CHF 545.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 521.70 | CHF 485.20 |
| 500 | CHF 510.00 | CHF 474.30 |
| 1'000 | CHF 480.90 | CHF 447.30 |
| 1'500 | CHF 451.70 | CHF 420.10 |
| 2'000 | CHF 422.50 | CHF 393.00 |
| 2'500 | CHF 393.40 | CHF 365.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 210.90 | CHF 196.20 |
| 200 | CHF 199.20 | CHF 185.30 |
| 400 | CHF 187.50 | CHF 174.40 |
| 600 | CHF 175.90 | CHF 163.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.