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Vivao Sympany casamed pharm — Neuchâtel

Neuchâtel: the casamed pharm model from Vivao Sympany costs CHF 714.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 714.60, casamed pharm is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, casamed pharm costs CHF 952.80 less per year than Vivao Sympany's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 714.60CHF 664.60
500CHF 703.00CHF 653.80
1'000CHF 673.80CHF 626.70
1'500CHF 644.60CHF 599.50
2'000CHF 615.50CHF 572.50
2'500CHF 586.30CHF 545.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 521.70CHF 485.20
500CHF 510.00CHF 474.30
1'000CHF 480.90CHF 447.30
1'500CHF 451.70CHF 420.10
2'000CHF 422.50CHF 393.00
2'500CHF 393.40CHF 365.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 210.90CHF 196.20
200CHF 199.20CHF 185.30
400CHF 187.50CHF 174.40
600CHF 175.90CHF 163.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.