Health insurance in Appenzell 2026
23 insurers offer basic cover in Appenzell (Appenzell Innerrhoden). The benefits are identical everywhere — only the price differs.
The lowest premium
CHF 353.50 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'274 per year.
23
active insurers
Single region
Insurers available in Appenzell
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 353.50 |
| 2 | Vivao Sympany | CHF 360.40 |
| 3 | KPT | CHF 364.90 |
| 4 | ÖKK | CHF 367.20 |
| 5 | CSS | CHF 369.80 |
| 6 | Assura-Basis | CHF 371.70 |
| 7 | Atupri | CHF 375.30 |
| 8 | CONCORDIA | CHF 378.00 |
| 9 | Sanitas | CHF 378.30 |
| 10 | SLKK | CHF 381.00 |
| 11 | SWICA | CHF 387.20 |
| 12 | sana24 | CHF 400.30 |
| 13 | Philos | CHF 402.70 |
| 14 | Visana | CHF 404.50 |
| 15 | Sumiswalder | CHF 412.00 |
| 16 | Helsana | CHF 419.90 |
| 17 | Mutuel | CHF 422.20 |
| 18 | EGK | CHF 426.30 |
| 19 | Galenos | CHF 427.00 |
| 20 | rhenusana | CHF 429.30 |
| 21 | vita surselva | CHF 431.00 |
| 22 | Aquilana | CHF 469.80 |
| 23 | Avenir | CHF 475.20 |
Single region — Appenzell Innerrhoden
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.