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Health insurance in Bowil 2026

26 insurers offer basic cover in Bowil (Bern). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 493.60 per month

Visana — VIVA – Gesundheitsplan

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 1'999 per year.

26

active insurers

Region 2

Compare my exact premiums

Insurers available in Bowil

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1VisanaCheapestCHF 493.60
2AgrisanoCHF 497.10
3ÖKKCHF 503.40
4HelsanaCHF 508.30
5Assura-BasisCHF 509.90
6EGKCHF 511.70
7SWICACHF 512.40
8CSSCHF 513.80
9SLKKCHF 516.60
10AtupriCHF 517.60
11KPTCHF 520.10
12SumiswalderCHF 520.90
13Vivao SympanyCHF 525.10
14CONCORDIACHF 529.60
15SteffisburgCHF 530.40
16sodalisCHF 531.00
17AquilanaCHF 535.50
18Luzerner HinterlandCHF 541.75
19sana24CHF 541.80
20SanitasCHF 545.30
21AvenirCHF 546.00
22GalenosCHF 546.70
23MutuelCHF 553.10
24PhilosCHF 554.50
25rhenusanaCHF 607.40
26vita surselvaCHF 624.15

Where the municipality sits

Bowil sits in region 2 of Bern’s 3 premium regions, counting from the cheapest.

These amounts apply to all 212 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Bowil

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 3531 Oberthal
  • 3533 Bowil
  • 3534 Signau
  • 3538 Röthenbach im Emmental
  • 3673 Linden

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +54.8 % over 11 years, or CHF 2'098 more per year.

YearLowest premiumChange
2015CHF 318.80—
2016CHF 336.40+5.5 %
2017CHF 361.90+7.6 %
2018CHF 374.00+3.3 %
2019CHF 387.10+3.5 %
2020CHF 396.00+2.3 %
2021CHF 396.000.0 %
2022CHF 395.60−0.1 %
2023CHF 410.00+3.6 %
2024CHF 447.80+9.2 %
2025CHF 462.70+3.3 %
2026CHF 493.60+6.7 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 5 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

3531 Oberthal3533 Bowil3534 Signau3538 Röthenbach im Emmental3673 Linden

Elsewhere in Bern

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 2 (here)CHF 493.60—Bowil
Region 3CHF 447.50CHF 553 lessAarwangen, Adelboden, Aeschi bei Spiez
Region 1CHF 540.10CHF 558 moreBern, Biel/Bienne, Bolligen

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Bern-Mittelland district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Bowil (here)Region 2CHF 493.60—
AllmendingenRegion 2CHF 493.60same zone
Arni (BE)Region 2CHF 493.60same zone
BelpRegion 2CHF 493.60same zone
BernRegion 1CHF 540.10CHF 558 more
BiglenRegion 2CHF 493.60same zone
BolligenRegion 1CHF 540.10CHF 558 more
Bremgarten bei BernRegion 1CHF 540.10CHF 558 more
BrenzikofenRegion 2CHF 493.60same zone
BäriswilRegion 2CHF 493.60same zone
Deisswil bei MünchenbuchseeRegion 2CHF 493.60same zone
FerenbalmRegion 2CHF 493.60same zone
FraubrunnenRegion 2CHF 493.60same zone
FrauenkappelenRegion 2CHF 493.60same zone
FreimettigenRegion 2CHF 493.60same zone
GerzenseeRegion 2CHF 493.60same zone
GrosshöchstettenRegion 2CHF 493.60same zone
GuggisbergRegion 2CHF 493.60same zone
GurbrüRegion 2CHF 493.60same zone
HerbligenRegion 2CHF 493.60same zone
HäutligenRegion 2CHF 493.60same zone
IffwilRegion 2CHF 493.60same zone
IttigenRegion 1CHF 540.10CHF 558 more
JabergRegion 2CHF 493.60same zone
JegenstorfRegion 2CHF 493.60same zone
KaufdorfRegion 2CHF 493.60same zone
KehrsatzRegion 2CHF 493.60same zone
KiesenRegion 2CHF 493.60same zone
Kirchdorf (BE)Region 2CHF 493.60same zone
KirchlindachRegion 1CHF 540.10CHF 558 more
KonolfingenRegion 2CHF 493.60same zone
KriechenwilRegion 2CHF 493.60same zone
KönizRegion 1CHF 540.10CHF 558 more
LandiswilRegion 2CHF 493.60same zone
LaupenRegion 2CHF 493.60same zone
LindenRegion 2CHF 493.60same zone
MattstettenRegion 2CHF 493.60same zone
MeikirchRegion 2CHF 493.60same zone
MirchelRegion 2CHF 493.60same zone
MoosseedorfRegion 2CHF 493.60same zone
Muri bei BernRegion 1CHF 540.10CHF 558 more
MühlebergRegion 2CHF 493.60same zone
MünchenbuchseeRegion 2CHF 493.60same zone
MünchenwilerRegion 2CHF 493.60same zone
MünsingenRegion 2CHF 493.60same zone
NeueneggRegion 2CHF 493.60same zone
NiederhünigenRegion 2CHF 493.60same zone
NiedermuhlernRegion 2CHF 493.60same zone
OberbalmRegion 1CHF 540.10CHF 558 more
OberdiessbachRegion 2CHF 493.60same zone
OberhünigenRegion 2CHF 493.60same zone
OberthalRegion 2CHF 493.60same zone
OppligenRegion 2CHF 493.60same zone
OstermundigenRegion 1CHF 540.10CHF 558 more
RiggisbergRegion 2CHF 493.60same zone
RubigenRegion 2CHF 493.60same zone
RüeggisbergRegion 2CHF 493.60same zone
RüscheggRegion 2CHF 493.60same zone
SchwarzenburgRegion 2CHF 493.60same zone
StettlenRegion 1CHF 540.10CHF 558 more
ThurnenRegion 2CHF 493.60same zone
ToffenRegion 2CHF 493.60same zone
Urtenen-SchönbühlRegion 2CHF 493.60same zone
VechigenRegion 1CHF 540.10CHF 558 more
Wald (BE)Region 2CHF 493.60same zone
WalkringenRegion 2CHF 493.60same zone
WichtrachRegion 2CHF 493.60same zone
WiggiswilRegion 2CHF 493.60same zone
WileroltigenRegion 2CHF 493.60same zone
Wohlen bei BernRegion 1CHF 540.10CHF 558 more
WorbRegion 2CHF 493.60same zone
ZollikofenRegion 1CHF 540.10CHF 558 more
Zuzwil (BE)Region 2CHF 493.60same zone
ZäziwilRegion 2CHF 493.60same zone

Region 2 — Bern

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Bern →

district Bern-Mittelland →