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Health insurance in Oberwil im Simmental 2026

26 insurers offer basic cover in Oberwil im Simmental (Bern). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 447.50 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'236 per year.

26

active insurers

Region 3

Compare my exact premiums

Insurers available in Oberwil im Simmental

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AgrisanoCheapestCHF 447.50
2VisanaCHF 465.50
3ÖKKCHF 477.00
4SumiswalderCHF 481.30
5HelsanaCHF 483.60
6SWICACHF 485.90
7sana24CHF 487.80
8KPTCHF 488.10
9AquilanaCHF 491.00
10EGKCHF 491.10
11SanitasCHF 495.45
12CONCORDIACHF 495.60
13Luzerner HinterlandCHF 496.85
14CSSCHF 497.00
15sodalisCHF 498.00
16SLKKCHF 498.30
17Assura-BasisCHF 502.30
18SteffisburgCHF 506.60
19GalenosCHF 507.20
20AvenirCHF 509.60
21AtupriCHF 510.70
22Vivao SympanyCHF 513.10
23MutuelCHF 529.00
24PhilosCHF 536.20
25vita surselvaCHF 563.35
26rhenusanaCHF 583.10

Where the municipality sits

Oberwil im Simmental sits in the cheapest of Bern’s 3 premium regions. Few municipalities in the canton pay less.

These amounts apply to all 107 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Oberwil im Simmental

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 3764 Weissenburg
  • 3765 Oberwil im Simmental
  • 3766 Boltigen

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +50.1 % over 11 years, or CHF 1'793 more per year.

YearLowest premiumChange
2015CHF 298.10—
2016CHF 319.60+7.2 %
2017CHF 334.70+4.7 %
2018CHF 343.80+2.7 %
2019CHF 363.50+5.7 %
2020CHF 371.20+2.1 %
2021CHF 368.50−0.7 %
2022CHF 369.00+0.1 %
2023CHF 376.00+1.9 %
2024CHF 403.20+7.2 %
2025CHF 421.30+4.5 %
2026CHF 447.50+6.2 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 3 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

3764 Weissenburg3765 Oberwil im Simmental3766 Boltigen

Elsewhere in Bern

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 3 (here)CHF 447.50—Oberwil im Simmental
Region 2CHF 493.60CHF 553 moreAarberg, Aefligen, Aegerten
Region 1CHF 540.10CHF 1'111 moreBern, Biel/Bienne, Bolligen

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Frutigen-Niedersimmental district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Oberwil im Simmental (here)Region 3CHF 447.50—
AdelbodenRegion 3CHF 447.50same zone
Aeschi bei SpiezRegion 3CHF 447.50same zone
DiemtigenRegion 3CHF 447.50same zone
DärstettenRegion 3CHF 447.50same zone
Erlenbach im SimmentalRegion 3CHF 447.50same zone
FrutigenRegion 3CHF 447.50same zone
KandergrundRegion 3CHF 447.50same zone
KanderstegRegion 3CHF 447.50same zone
KrattigenRegion 3CHF 447.50same zone
Reichenbach im KandertalRegion 3CHF 447.50same zone
SpiezRegion 3CHF 447.50same zone
WimmisRegion 3CHF 447.50same zone

Region 3 — Bern

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Bern →

district Frutigen-Niedersimmental →