The 2025 premiums in Region 3 — Bern
In 2025, 28 insurers offered premiums in Region 3 — Bern. The lowest was CHF 421.30 a month for an adult, 300-franc deductible, accident cover included.
This page is an archive: it shows the 2025 rates, which no longer apply. Current prices are on the place’s own page. Current premiums in Region 3 — Bern
What has changed since 2025
The lowest premium went from CHF 421.30 in 2025 to CHF 447.50 today — a rise of 6.2 % over the period.
The 2025 ranking
28 insurers, cheapest to dearest. Each one’s lowest adult premium, 300-franc deductible, accident cover included.
| Rank | Insurer | Premium |
|---|---|---|
| 1 | Agrisano | CHF 421.30 |
| 2 | CONCORDIA | CHF 450.90 |
| 3 | ÖKK | CHF 451.50 |
| 4 | Visana | CHF 452.00 |
| 5 | Sumiswalder | CHF 459.40 |
| 6 | Helsana | CHF 460.10 |
| 7 | CSS | CHF 461.20 |
| 8 | sodalis | CHF 462.70 |
| 9 | Aquilana | CHF 465.40 |
| 10 | Steffisburg | CHF 468.40 |
| 11 | SWICA | CHF 471.40 |
| 12 | EGK | CHF 472.30 |
| 13 | KPT | CHF 472.50 |
| 14 | Luzerner Hinterland | CHF 473.20 |
| 15 | SLKK | CHF 477.70 |
| 16 | Atupri | CHF 480.80 |
| 17 | Vivao Sympany | CHF 480.80 |
| 18 | sana24 | CHF 482.90 |
| 19 | Sanitas | CHF 485.90 |
| 20 | Avenir | CHF 487.20 |
| 21 | Assura-Basis | CHF 491.80 |
| 22 | vivacare — until 2025 | CHF 506.30 |
| 23 | Mutuel | CHF 510.10 |
| 24 | Philos | CHF 517.50 |
| 25 | Galenos | CHF 531.20 |
| 26 | vita surselva | CHF 536.00 |
| 27 | rhenusana | CHF 550.10 |
| 28 | KLuG — until 2025 | CHF 566.90 |
2 of these insurers no longer exist
Of the 28 insurers on this list, 2 have since merged or shut down. The Swiss health insurance market consolidated quietly: their names are above, with their final year.
The gap, that year
Between the cheapest (CHF 421.30) and the dearest (CHF 566.90) the gap was CHF 1'747.20 a year — already then, for the same statutory cover.
The other years
The archive goes back to 2015, year by year.
Source: Federal Office of Public Health (FOPH), official premium archives.