Health insurance in Schwanden bei Brienz 2026
26 insurers offer basic cover in Schwanden bei Brienz (Bern). The benefits are identical everywhere — only the price differs.
The lowest premium
CHF 447.50 per month
Agrisano — AGRIsmart
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'236 per year.
26
active insurers
Region 3
Insurers available in Schwanden bei Brienz
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | AgrisanoCheapest | CHF 447.50 |
| 2 | Visana | CHF 465.50 |
| 3 | ÖKK | CHF 477.00 |
| 4 | Sumiswalder | CHF 481.30 |
| 5 | Helsana | CHF 483.60 |
| 6 | SWICA | CHF 485.90 |
| 7 | sana24 | CHF 487.80 |
| 8 | KPT | CHF 488.10 |
| 9 | Aquilana | CHF 491.00 |
| 10 | EGK | CHF 491.10 |
| 11 | Sanitas | CHF 495.45 |
| 12 | CONCORDIA | CHF 495.60 |
| 13 | Luzerner Hinterland | CHF 496.85 |
| 14 | CSS | CHF 497.00 |
| 15 | sodalis | CHF 498.00 |
| 16 | SLKK | CHF 498.30 |
| 17 | Assura-Basis | CHF 502.30 |
| 18 | Steffisburg | CHF 506.60 |
| 19 | Galenos | CHF 507.20 |
| 20 | Avenir | CHF 509.60 |
| 21 | Atupri | CHF 510.70 |
| 22 | Vivao Sympany | CHF 513.10 |
| 23 | Mutuel | CHF 529.00 |
| 24 | Philos | CHF 536.20 |
| 25 | vita surselva | CHF 563.35 |
| 26 | rhenusana | CHF 583.10 |
Where the municipality sits
Schwanden bei Brienz sits in the cheapest of Bern’s 3 premium regions. Few municipalities in the canton pay less.
These amounts apply to all 107 municipalities in the same premium region: a premium is set per zone, never per municipality.
The postcodes of Schwanden bei Brienz
A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.
- 3855 Schwanden b. Brienz
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +50.1 % over 11 years, or CHF 1'793 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 298.10 | — |
| 2016 | CHF 319.60 | +7.2 % |
| 2017 | CHF 334.70 | +4.7 % |
| 2018 | CHF 343.80 | +2.7 % |
| 2019 | CHF 363.50 | +5.7 % |
| 2020 | CHF 371.20 | +2.1 % |
| 2021 | CHF 368.50 | −0.7 % |
| 2022 | CHF 369.00 | +0.1 % |
| 2023 | CHF 376.00 | +1.9 % |
| 2024 | CHF 403.20 | +7.2 % |
| 2025 | CHF 421.30 | +4.5 % |
| 2026 | CHF 447.50 | +6.2 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
The postcode of this municipality
One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.
Elsewhere in Bern
At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.
| Region | Lowest premium | Gap over the year | For example |
|---|---|---|---|
| Region 3 (here) | CHF 447.50 | — | Schwanden bei Brienz |
| Region 2 | CHF 493.60 | CHF 553 more | Aarberg, Aefligen, Aegerten |
| Region 1 | CHF 540.10 | CHF 1'111 more | Bern, Biel/Bienne, Bolligen |
This table is not moving advice: it only says what geography costs, at benefits the law makes identical.
The municipalities of the Interlaken-Oberhasli district
They do not necessarily belong to the same premium region — check yours.
| Municipality | Region | Lowest premium | Gap versus here |
|---|---|---|---|
| Schwanden bei Brienz (here) | Region 3 | CHF 447.50 | — |
| Beatenberg | Region 3 | CHF 447.50 | same zone |
| Brienz (BE) | Region 3 | CHF 447.50 | same zone |
| Brienzwiler | Region 3 | CHF 447.50 | same zone |
| Bönigen | Region 3 | CHF 447.50 | same zone |
| Därligen | Region 3 | CHF 447.50 | same zone |
| Grindelwald | Region 3 | CHF 447.50 | same zone |
| Gsteigwiler | Region 3 | CHF 447.50 | same zone |
| Guttannen | Region 3 | CHF 447.50 | same zone |
| Gündlischwand | Region 3 | CHF 447.50 | same zone |
| Habkern | Region 3 | CHF 447.50 | same zone |
| Hasliberg | Region 3 | CHF 447.50 | same zone |
| Hofstetten bei Brienz | Region 3 | CHF 447.50 | same zone |
| Innertkirchen | Region 3 | CHF 447.50 | same zone |
| Interlaken | Region 3 | CHF 447.50 | same zone |
| Iseltwald | Region 3 | CHF 447.50 | same zone |
| Lauterbrunnen | Region 3 | CHF 447.50 | same zone |
| Leissigen | Region 3 | CHF 447.50 | same zone |
| Lütschental | Region 3 | CHF 447.50 | same zone |
| Matten bei Interlaken | Region 3 | CHF 447.50 | same zone |
| Meiringen | Region 3 | CHF 447.50 | same zone |
| Niederried bei Interlaken | Region 3 | CHF 447.50 | same zone |
| Oberried am Brienzersee | Region 3 | CHF 447.50 | same zone |
| Ringgenberg (BE) | Region 3 | CHF 447.50 | same zone |
| Saxeten | Region 3 | CHF 447.50 | same zone |
| Schattenhalb | Region 3 | CHF 447.50 | same zone |
| Unterseen | Region 3 | CHF 447.50 | same zone |
| Wilderswil | Region 3 | CHF 447.50 | same zone |
Region 3 — Bern
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.
- Aarwangen
- Adelboden
- Aeschi bei Spiez
- Affoltern im Emmental
- Attiswil
- Auswil
- Bannwil
- Beatenberg
- Berken
- Bettenhausen
- Bleienbach
- Boltigen
- Brienz (BE)
- Brienzwiler
- Busswil bei Melchnau
- Bönigen
- Diemtigen
- Därligen
- Därstetten
- Dürrenroth
- Eggiwil
- Eriswil
- Erlenbach im Simmental
- Farnern