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Health insurance in Estavayer 2026

23 insurers offer basic cover in Estavayer (Fribourg). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 450.00 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'010 per year.

23

active insurers

Region 2

Compare my exact premiums

Insurers available in Estavayer

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AgrisanoCheapestCHF 450.00
2AquilanaCHF 463.30
3SLKKCHF 464.90
4VisanaCHF 465.20
5KPTCHF 471.00
6AtupriCHF 474.10
7HelsanaCHF 477.70
8ÖKKCHF 477.90
9EGKCHF 478.10
10CSSCHF 479.40
11GalenosCHF 479.50
12AvenirCHF 479.80
13SWICACHF 480.90
14Vivao SympanyCHF 481.20
15CONCORDIACHF 482.70
16Assura-BasisCHF 492.40
17SanitasCHF 501.10
18SumiswalderCHF 503.90
19sana24CHF 505.40
20PhilosCHF 509.30
21MutuelCHF 512.30
22vita surselvaCHF 589.00
23rhenusanaCHF 617.50

Where the municipality sits

Estavayer sits in the cheapest of Fribourg’s 2 premium regions. Few municipalities in the canton pay less.

These amounts apply to all 96 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Estavayer

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 1470 Estavayer-le-Lac
  • 1473 Font
  • 1475 Autavaux
  • 1475 Forel FR
  • 1475 Montbrelloz
  • 1486 Vuissens
  • 1489 Murist
  • 1541 Bussy FR
  • 1541 Morens FR
  • 1542 Rueyres-les-Prés

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +62.2 % over 11 years, or CHF 2'070 more per year.

YearLowest premiumChange
2015CHF 277.50—
2016CHF 294.20+6.0 %
2017CHF 315.20+7.1 %
2018CHF 334.00+6.0 %
2019CHF 346.50+3.7 %
2020CHF 351.50+1.4 %
2021CHF 357.60+1.7 %
2022CHF 362.80+1.5 %
2023CHF 381.70+5.2 %
2024CHF 399.70+4.7 %
2025CHF 423.60+6.0 %
2026CHF 450.00+6.2 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 7 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

1470 Estavayer-le-Lac1473 Font1475 Autavaux1486 Vuissens1489 Murist1541 Bussy FR1542 Rueyres-les-Prés

Elsewhere in Fribourg

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 2 (here)CHF 450.00—Estavayer
Region 1CHF 501.10CHF 613 moreAutigny, Avry, Belfaux

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the La Broye district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Estavayer (here)Region 2CHF 450.00—
Belmont-BroyeRegion 2CHF 450.00same zone
Cheyres-ChâblesRegion 2CHF 450.00same zone
Châtillon (FR)Region 2CHF 450.00same zone
Cugy (FR)Region 2CHF 450.00same zone
Delley-PortalbanRegion 2CHF 450.00same zone
FétignyRegion 2CHF 450.00same zone
GletterensRegion 2CHF 450.00same zone
Les MontetsRegion 2CHF 450.00same zone
Lully (FR)Region 2CHF 450.00same zone
Montagny (FR)Region 2CHF 450.00same zone
MénièresRegion 2CHF 450.00same zone
NuvillyRegion 2CHF 450.00same zone
PrévondavauxRegion 2CHF 450.00same zone
Saint-Aubin (FR)Region 2CHF 450.00same zone
SurpierreRegion 2CHF 450.00same zone
SévazRegion 2CHF 450.00same zone
VallonRegion 2CHF 450.00same zone

Region 2 — Fribourg

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Fribourg →

district La Broye →