
Health insurance in Villarsel-sur-Marly 2026
23 insurers offer basic cover in Villarsel-sur-Marly (Fribourg). The benefits are identical everywhere — only the price differs.
The lowest premium
CHF 501.10 per month
Vivao Sympany — FlexHelp 24
Adult, CHF 300 deductible, accident cover included.
Gap to the most expensive insurer: CHF 2'059 per year.
23
active insurers
Region 1
Insurers available in Villarsel-sur-Marly
Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.
| # | Insurer | From |
|---|---|---|
| 1 | Vivao SympanyCheapest | CHF 501.10 |
| 2 | Helsana | CHF 501.90 |
| 3 | Sanitas | CHF 503.75 |
| 4 | Atupri | CHF 506.50 |
| 5 | Visana | CHF 508.60 |
| 6 | SWICA | CHF 513.10 |
| 7 | CONCORDIA | CHF 513.60 |
| 8 | Aquilana | CHF 514.90 |
| 9 | Avenir | CHF 515.90 |
| 10 | KPT | CHF 516.60 |
| 11 | SLKK | CHF 516.60 |
| 12 | ÖKK | CHF 520.20 |
| 13 | Assura-Basis | CHF 521.90 |
| 14 | CSS | CHF 522.00 |
| 15 | Agrisano | CHF 523.90 |
| 16 | Galenos | CHF 532.70 |
| 17 | EGK | CHF 540.30 |
| 18 | Mutuel | CHF 542.10 |
| 19 | Philos | CHF 547.60 |
| 20 | Sumiswalder | CHF 550.80 |
| 21 | sana24 | CHF 556.10 |
| 22 | vita surselva | CHF 620.00 |
| 23 | rhenusana | CHF 672.70 |
Where the municipality sits
Villarsel-sur-Marly sits in the most expensive of Fribourg’s 2 premium regions. The table below shows what the others cost.
These amounts apply to all 25 municipalities in the same premium region: a premium is set per zone, never per municipality.
The postcodes of Villarsel-sur-Marly
A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.
- 1723 Villarsel-sur-Marly
- 1724 Le Mouret
How the premium has moved
The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.
That is +61.1 % over 11 years, or CHF 2'280 more per year.
| Year | Lowest premium | Change |
|---|---|---|
| 2015 | CHF 311.10 | — |
| 2016 | CHF 333.70 | +7.3 % |
| 2017 | CHF 356.40 | +6.8 % |
| 2018 | CHF 370.10 | +3.8 % |
| 2019 | CHF 386.00 | +4.3 % |
| 2020 | CHF 391.70 | +1.5 % |
| 2021 | CHF 391.30 | −0.1 % |
| 2022 | CHF 399.10 | +2.0 % |
| 2023 | CHF 417.50 | +4.6 % |
| 2024 | CHF 449.80 | +7.7 % |
| 2025 | CHF 476.70 | +6.0 % |
| 2026 | CHF 501.10 | +5.1 % |
Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.
The 2 postcodes of this municipality
One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.
Elsewhere in Fribourg
At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.
| Region | Lowest premium | Gap over the year | For example |
|---|---|---|---|
| Region 1 (here) | CHF 501.10 | — | Villarsel-sur-Marly |
| Region 2 | CHF 450.00 | CHF 613 less | Attalens, Bas-Intyamon, Belmont-Broye |
This table is not moving advice: it only says what geography costs, at benefits the law makes identical.
The municipalities of the La Sarine district
They do not necessarily belong to the same premium region — check yours.
| Municipality | Region | Lowest premium | Gap versus here |
|---|---|---|---|
| Villarsel-sur-Marly (here) | Region 1 | CHF 501.10 | — |
| Autigny | Region 1 | CHF 501.10 | same zone |
| Avry | Region 1 | CHF 501.10 | same zone |
| Belfaux | Region 1 | CHF 501.10 | same zone |
| Bois-d'Amont | Region 1 | CHF 501.10 | same zone |
| Chénens | Region 1 | CHF 501.10 | same zone |
| Corminboeuf | Region 1 | CHF 501.10 | same zone |
| Cottens (FR) | Region 1 | CHF 501.10 | same zone |
| Ferpicloz | Region 1 | CHF 501.10 | same zone |
| Fribourg | Region 1 | CHF 501.10 | same zone |
| Gibloux | Region 1 | CHF 501.10 | same zone |
| Givisiez | Region 1 | CHF 501.10 | same zone |
| Granges-Paccot | Region 1 | CHF 501.10 | same zone |
| Grolley-Ponthaux | Region 1 | CHF 501.10 | same zone |
| Hauterive (FR) | Region 1 | CHF 501.10 | same zone |
| La Brillaz | Region 1 | CHF 501.10 | same zone |
| La Sonnaz | Region 1 | CHF 501.10 | same zone |
| Le Mouret | Region 1 | CHF 501.10 | same zone |
| Marly | Region 1 | CHF 501.10 | same zone |
| Matran | Region 1 | CHF 501.10 | same zone |
| Neyruz (FR) | Region 1 | CHF 501.10 | same zone |
| Pierrafortscha | Region 1 | CHF 501.10 | same zone |
| Prez | Region 1 | CHF 501.10 | same zone |
| Treyvaux | Region 1 | CHF 501.10 | same zone |
| Villars-sur-Glâne | Region 1 | CHF 501.10 | same zone |
Region 1 — Fribourg
The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.
- Autigny
- Avry
- Belfaux
- Bois-d'Amont
- Chénens
- Corminboeuf
- Cottens (FR)
- Ferpicloz
- Fribourg
- Gibloux
- Givisiez
- Granges-Paccot
- Grolley-Ponthaux
- Hauterive (FR)
- La Brillaz
- La Sonnaz
- Le Mouret
- Marly
- Matran
- Neyruz (FR)
- Pierrafortscha
- Prez
- Treyvaux
- Villars-sur-Glâne