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Health insurance in Arosa 2026

24 insurers offer basic cover in Arosa (Grisons). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 453.60 per month

Sanitas — TelMed (Compact One)

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'478 per year.

24

active insurers

Region 1

Compare my exact premiums

Insurers available in Arosa

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1SanitasCheapestCHF 453.60
2KPTCHF 460.80
3CONCORDIACHF 461.70
4ÖKKCHF 463.50
5CSSCHF 473.90
6vita surselvaCHF 474.05
7curaultaCHF 475.10
8HelsanaCHF 479.00
9MutuelCHF 479.50
10SumiswalderCHF 484.10
11SWICACHF 492.50
12sana24CHF 501.10
13Vivao SympanyCHF 506.40
14AquilanaCHF 507.80
15AvenirCHF 508.40
16rhenusanaCHF 510.00
17AgrisanoCHF 512.10
18PhilosCHF 512.20
19VisanaCHF 514.60
20AtupriCHF 517.70
21Assura-BasisCHF 544.80
22EGKCHF 548.10
23GalenosCHF 551.90
24SLKKCHF 567.70

Where the municipality sits

Arosa sits in the most expensive of Grisons’s 3 premium regions. The table below shows what the others cost.

These amounts apply to all 15 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Arosa

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 7027 Calfreisen
  • 7027 Castiel
  • 7027 Lüen
  • 7028 Pagig
  • 7028 St. Peter
  • 7029 Peist
  • 7050 Arosa
  • 7056 Molinis
  • 7057 Langwies
  • 7058 Litzirüti
  • 7260 Davos Dorf

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +69.3 % over 11 years, or CHF 2'227 more per year.

YearLowest premiumChange
2015CHF 268.00—
2016CHF 264.00−1.5 %
2017CHF 296.00+12.1 %
2018CHF 326.50+10.3 %
2019CHF 349.90+7.2 %
2020CHF 356.40+1.9 %
2021CHF 346.50−2.8 %
2022CHF 346.500.0 %
2023CHF 357.70+3.2 %
2024CHF 402.40+12.5 %
2025CHF 430.60+7.0 %
2026CHF 453.60+5.3 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 8 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

7027 Lüen7028 Pagig7029 Peist7050 Arosa7056 Molinis7057 Langwies7058 Litzirüti7260 Davos Dorf

Elsewhere in Grisons

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 1 (here)CHF 453.60—Arosa
Region 3CHF 404.70CHF 587 lessAlbula/Alvra, Andeer, Avers
Region 2CHF 418.00CHF 427 lessBever, Bonaduz, Bregaglia

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Plessur district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Arosa (here)Region 1CHF 453.60—
ChurRegion 1CHF 453.60same zone
ChurwaldenRegion 1CHF 453.60same zone

Region 1 — Grisons

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Grisons →

district Plessur →