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Health insurance in Bregaglia 2026

24 insurers offer basic cover in Bregaglia (Grisons). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 418.00 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'351 per year.

24

active insurers

Region 2

Compare my exact premiums

Insurers available in Bregaglia

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#InsurerFrom
1AgrisanoCheapestCHF 418.00
2ÖKKCHF 435.60
3vita surselvaCHF 440.80
4curaultaCHF 442.80
5CONCORDIACHF 445.60
6KPTCHF 447.90
7SanitasCHF 448.30
8CSSCHF 449.70
9SWICACHF 450.00
10SumiswalderCHF 450.70
11HelsanaCHF 453.00
12MutuelCHF 467.60
13AtupriCHF 469.00
14Vivao SympanyCHF 469.00
15AquilanaCHF 471.00
16sana24CHF 473.00
17rhenusanaCHF 479.40
18PhilosCHF 481.50
19VisanaCHF 484.30
20Assura-BasisCHF 484.90
21AvenirCHF 500.80
22EGKCHF 514.80
23GalenosCHF 516.10
24SLKKCHF 527.90

Where the municipality sits

Bregaglia sits in region 2 of Grisons’s 3 premium regions, counting from the cheapest.

These amounts apply to all 45 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Bregaglia

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

  • 7447 Avers
  • 7516 Maloja
  • 7602 Casaccia
  • 7603 Vicosoprano
  • 7604 Borgonovo
  • 7605 Stampa
  • 7606 Bondo
  • 7606 Promontogno
  • 7608 Castasegna
  • 7610 Soglio

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +69.6 % over 11 years, or CHF 2'058 more per year.

YearLowest premiumChange
2015CHF 246.50—
2016CHF 256.80+4.2 %
2017CHF 288.00+12.1 %
2018CHF 300.40+4.3 %
2019CHF 319.80+6.5 %
2020CHF 343.20+7.3 %
2021CHF 333.50−2.8 %
2022CHF 338.60+1.5 %
2023CHF 350.00+3.4 %
2024CHF 378.00+8.0 %
2025CHF 405.00+7.1 %
2026CHF 418.00+3.2 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 9 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

7447 Avers7516 Maloja7602 Casaccia7603 Vicosoprano7604 Borgonovo7605 Stampa7606 Bondo7608 Castasegna7610 Soglio

Elsewhere in Grisons

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

RegionLowest premiumGap over the yearFor example
Region 2 (here)CHF 418.00—Bregaglia
Region 3CHF 404.70CHF 160 lessAlbula/Alvra, Andeer, Avers
Region 1CHF 453.60CHF 427 moreArosa, Buseno, Calanca

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Maloja district

They do not necessarily belong to the same premium region — check yours.

MunicipalityRegionLowest premiumGap versus here
Bregaglia (here)Region 2CHF 418.00—
BeverRegion 2CHF 418.00same zone
Celerina/SchlarignaRegion 2CHF 418.00same zone
La Punt Chamues-chRegion 2CHF 418.00same zone
MadulainRegion 2CHF 418.00same zone
PontresinaRegion 2CHF 418.00same zone
S-chanfRegion 2CHF 418.00same zone
SamedanRegion 2CHF 418.00same zone
Sils im Engadin/SeglRegion 2CHF 418.00same zone
SilvaplanaRegion 2CHF 418.00same zone
St. MoritzRegion 2CHF 418.00same zone
ZuozRegion 2CHF 418.00same zone

Region 2 — Grisons

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — Grisons →

district Maloja →